Doug Harr: Harr and Associates Insurance Inc., Florida

“I would definitely recommend’s referral program. We average about 10 to 12 opportunities a month, with our largest written account about $20,000 in premium for a commercial auto policy. We’ve been getting leads since August 2015 and just added commercial referrals as the program has certainly paid off for us—participating is really a no-brainer.” Harr and Associates Insurance Inc. writes referral business with Progressive, Travelers, Mercury, Safeco, and The Hartford.